Ends 1/31/22. Void in U.S. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Unlike credit cards, however, they don't work on credit. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Please explain your vote by sharing your experience. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. No late fees or interest charges because this is not a credit card. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. These are promotional rates and may change without notice pursuant to applicable law. 1 If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. financial product. Certain products and services may be licensed under U.S. Patent Nos. Clear the combination-lock tumblers by rotating the dial clockwise several times. Mastery Wiki Search for: How; Who; Netspend is a registered agent of Republic Bank & Trust Company. Don't have a card? in electronic form. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Brink's, Incorporated operates in the State of Texas under DPS License C00550 When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. There is a Live Chat feature on the website under Customer Support. There is no minimum balance. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Republic Bank & Trust Company, Member FDIC. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) No late fees or interest charges because this is not a credit card. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. It's a 16-digit number and CVV code that are tied to an account. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Discover will automatically match all the cash back you've earned at the end of your first year! to fraud prevention restrictions at any time, with or without notice. All other trademarks and service marks belong to their owners. editorial integrity, Notice this card charges a monthly maintenance fee of up to $9.95. institution. Plan. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Cardholder is responsible However, credit score alone does not guarantee or imply approval for any With Brink's Direct Deposit, you can get paid faster than a paper check. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. They will tell you how to reload the card. Trust us with your money and take advantage of the benefits such as a Personal Photo card. This is a third-party fee and is subject to change. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. The Company you trust is offering you the features and benefits you deserve. 8. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could No fee; standard text message or data rates may apply. deducted from check total prior to loading your Card Account. Brink's gives you the peace of mind you deserve. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Features 10.0/10. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. You are always on the go. Savings vs. Money Market? When your highest-paid employees spend time handling cash, your business loses time and money. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. See below for Official Rules & complete details. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Prepaid cards only allow you to spend money already in your account. Find out how. This is a third-party fee and is subject to change. ; No late fees or interest charges because this is not a credit card. Put your picture on a Card for added security when paying a merchant in store. No Fee. You may also be charged a fee by the ATM operator. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Netspend Corporation.All rights reserved worldwide. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. transactions!5. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Fraud prevention restrictions may (Residents of the State of Vermont are ineligible to open a Card Account). What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. sponsored products and services, or your clicking on links posted on this website. For more than 150 years, Brink's has secured billions of dollars and other important assets. 9 Bill payments may be subject to fees. How to Open a Brinks fire Safe. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, This is a third-party fee and is subject to change. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This is a third-party fee and is subject to change. Check the information is accurate and submit your application. For up-to-date Netspend is the federally registered U.S. service mark of Netspend Corporation. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. * Get direct deposit information. Get a free consultation from a leading credit card debt expert. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. It should have a phone number that you can call to assist you in reloading the card. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Brink's Money Prepaid Mastercard. All checks are subject to approval for funding in Ingo Money's sole discretion. Neither Plan Fee option includes any other fees. Fees apply for approved Money in Minutes transactions funded to your card. No cost for online or mobile Account-to-Account At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. - Midnight (CT) Saturday - Sunday: 8 AM. Considering a card program for your business? As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Fraud prevention Cardholder Agreement for details. Bankrate.com is an independent, advertising-supported comparison service. Brink's Money Paycard - Cardholders. this post may contain references to products from our partners. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. Brink's secures valuables around the world. Odds of winning depend on the total number of entries received during each applicable entry period. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Territories, including Guam and Puerto Rico, and where prohibited by law. For a complete list of fees, please refer to the fee schedule in the Cardholder Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Brink's Prepaid Mastercard. For people without credit, the. Card use subject to activation and identity verification. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Even the rewards with the. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. You do have the card in your possession, correct? No fee to receive , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Card use subject to activation and identity verification. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Skip to content. $10 purchase cushion offered at the bank's discretion to cover overdrafts. All products, logos, and company names are trademarks or registered trademarks of their respective holders. standard Replacement Card Fee. All other trademarks and service marks belong to their owners. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. *Card issued by Republic Bank & Trust Company, Member FDIC. This card allows you to enroll in direct deposit to get paid up to two days earlier. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Bankrate follows a strict While we adhere to strict Mobile Check Load is a service provided by First Century Bank, N.A. See the Cardholder Agreement for details. Does Brinks charge a monthly fee? You can use your Brink's Money Prepaid Mastercard to pay for just about anything. No Minimum Balance, No Late Fees - because this is not a credit card Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Can You Build Credit With a Prepaid Credit Card? Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Adding money to your Brink's Money Prepaid Mastercard is convenient. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. IRS Tax Debt Relief Program: What Is It and Do You Qualify? It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. If your identity is partially verified, full use of the Card Account will All Rights Reserved. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. What Are Different Types of Credit Cards? numbers. Certain products and services may be licensed under U.S. Patent Nos. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Plus, the app is optimized for . You have money questions. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. A FICO score/credit score is used to represent the creditworthiness of a if (theYear < 1900) theYear = theYear + 1900; For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. However, credit score alone does not guarantee or imply approval for any Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. CTA Banner. 7. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. We maintain a firewall between our advertisers and our editorial team. Unapproved checks will not be funded to your card. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Login. Is Brinks better than ADT? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. if (theYear < 1900) theYear = theYear + 1900; The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Netspend is the federally registered U.S. service mark of Netspend Corporation. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Because Savings WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). So you can avoid interest payments, bounced checks, or overdraft fees. $2.50 per withdrawal, plus ATM owner fees, if any. family You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. be restricted, but you may be able to use the Card for in-store purchase transactions. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Our goal is to give you the best advice to help you make smart personal finance decisions. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's understands that time and money are valuable to you. Standard text message or data rates may apply. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. All products or services are presented without warranty. if (theYear < 1900) theYear = theYear + 1900; Certain products and services may be licensed under U.S. Patent Nos. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Brink's US Email: csc-dfw@brinksinc.com This editorial content is not provided by any financial institution. Its not a long-term option, but is a great short-term solution. With Brink's Direct Deposit, you can get paid faster than a paper check. Republic Bank & Trust Company, Member FDIC. SuperMoney strives to provide a wide array of offers for our users, but our offers do not 5 No charge for this service, but your wireless carrier may charge for messages or data. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

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